Restart the NFC bus card payment plan, Alipay yourself face?

Before the two-dimensional code entered the transportation field, many people thought that NFC is the best way for public transportation mobile payment. However, as the “scan code ride” approach continues to reach people's hearts, NFC's traffic territory has also been challenged. And all this, and Alipay, WeChat, these two grenades are not inseparable.

However, the goblin is usually also fickle.

Recently, Alipay announced that it will conduct a pilot NFC bus function with Wuhan Mulan Bus Passenger Transport Co., Ltd., which Alipay said can provide more payment options for passengers holding NFC mobile phones. The first batch of four bus lines covering 11th, 21st, PG3 and PK3 roads in Huangpi District of Wuhan City have invited some Wuhan users to experience the pilot route. When you ride, you only need to light up the screen of your mobile phone. You can directly enter the car by touching the NFC machine on the bus with an NFC-enabled mobile phone. The fare will be automatically deducted from Alipay. Obviously, this is implemented by HCE (host card emulation) technology, and it also inherits the original "double offline" QR code payment to improve the wind control capability to ensure safe use.

For the first time users, just open Alipay, click "Payment - Travel Code - More - NFC Settings", open "NFC Brush Bus Card", and complete the NFC function setting of the phone by referring to the NFC Settings Guide. Experience the NFC bus ride.

The traditional mobile phone NFC bus card can realize the simulation of the physical bus card by integrating the hardware security chip (SE) on the mobile phone, but the integration cost of this mode is high, and it depends on the mobile phone operator or the mobile phone manufacturer. stand by. To put it bluntly, HCE has a more cost advantage than the mobile phone SE mode, and Alipay NFC bus card bypasses the card company and mobile phone manufacturers, eliminating the cost of issuing cards, and avoiding the trouble of too many participants. Alipay related person in charge also said that Alipay bus NFC is more lightweight.

In fact, Alipay had already had NFC in the “Future Bus” program announced in 2014. By cooperating with Taizhou Urban and Rural Bus Card Company, users of NFC mobile phones can apply for virtual bus cards by logging in to Alipay “City One Card”. Over the years, Alipay has been regaining the NFC bus card.

Previously, WeChat also announced the opening of HFC-based NFC capabilities: "Small program provides HFC mode NFC capabilities, support for Android phones to simulate physical cards such as traffic cards, medical cards, etc. Users can open the small program and close to the credit card machine to complete the card. The identification, consumption and other operations." The meaning is that the merchant (service provider) will be able to implement HCE card simulation through small programs, users can save the trouble of downloading multiple applications, and to a certain extent, it is also conducive to the promotion of NFC applications. use.

It’s said that he’s been in Hedong for 30 years and Hexi in 30 years, but only a few years ago. In view of the superb rhythm ability of the goblins, those buddies who turned to sell pancakes and originally made NFC, what else do you want to say?

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